Federal Reserve issues initial findings from its 2025 triennial payments study

The Federal Reserve has released the initial findings from its 2025 triennial payments study. The data indicates that cards and ACH continue to dominate the payments landscape. In contrast, the study highlights that crypto remains invisible in everyday transactions, illustrating a significant gap between the potential of cryptocurrency and its current level of adoption. These results emphasize the prevailing reliance on traditional payment methods over emerging digital assets within the current financial ecosystem.