Shopping for an ACA plan this year? Here's what you need to know

Open enrollment for Affordable Care Act health insurance plans begins November 1 in most states, with potential concerns regarding costs and a decrease in available brokers. Simultaneously, Medicare open enrollment continues until December 7. This period is critical for approximately 5 million seniors who must log on to select new Medicare Advantage plans as their current coverage ends. Both processes require timely action from consumers to ensure continuous health insurance coverage for the upcoming year.