OCC Finalises US Stablecoin Rules Ahead Of January 2027 Start

The OCC has published its final GENIUS Act rule, establishing a federal framework for dollar-backed stablecoin issuers under its supervision starting January 18, 2027. These regulations detail eligible reserve assets, redemption, risk management, supervisory reporting, and custody activities. While the rule aims to enhance US leadership in digital assets, issuers must navigate significant compliance challenges and potential criminal penalties. The framework also covers the oversight of foreign issuers and specific custody activities by regulated institutions.