The credit score your insurer uses isn't your FICO

TheZebra.com reports that car insurance rates may be influenced by a credit-based insurance score. This specific metric differs from the standard FICO score used for other financial purposes. While both involve credit history, insurers utilize a distinct scoring system to determine premiums. Consumers often check their payment history and credit scores via digital banks on smartphones, but they should recognize that the score used by their insurance provider is not their traditional FICO score.