The Small Business Special Enrollment Period, which runs from November 15 through December 15, is a little-understood opportunity for businesses with as few as two employees to purchase a top-rated group plan with no employer contribution required.

The Small Business Special Enrollment Period occurs from November 15 through December 15. This often overlooked opportunity allows businesses employing as few as two people to acquire a top-rated group plan. A significant feature of this specific enrollment window is that it requires no employer contribution for the purchase of the plan. This period provides a streamlined path for very small enterprises to secure high-quality group coverage for their staff during the designated late-year timeframe.