Americans Are Going Into Debt to Pay for Christmas

Americans are expected to spend a record amount on Christmas this year, driven by inflation and increased borrowing. Fresh‑cut Fraser fir and balsam trees are arriving in New Jersey more than two weeks early, while Walmart’s viral pre‑lit starburst twinkle trees are back in stock at prices starting at $43 per unit. The combination of higher consumer debt and early tree availability reflects a bustling holiday market.